Without going into too much boring detail, let’s just say that I’m in the middle of two completely separate health insurance problems, with completely separate insurance companies. On one hand, I’m trying to resolve a series of claims with my previous insurance company from last year with regard to which that company is exhibiting some of the most asshole-ish, unprofessional, and borderline illegal behavior I’ve seen in a long while. On the other hand, I’m trying to establish new coverage with a different company that is clearly operating in some sort of discriminatory loophole.
So, I gotta ask: How do you pay for your mental health care? If you are insured, do the technicalities of your insurance plan have an effect on your care? (Does it affect your visits, your provider choices, which medications you take?) If you are uninsured, how do you manage?
On top of all that, shall we start a discussion on mental health parity in general? It’s no secret that mental health care is really very expensive. It’s also no secret that more often than not mental illness impedes one’s ability to work. Further, it’s no secret that pharmaceutical companies are out there to ruthlessly gouge whomever will pay and that insurance companies really don’t feel like being gouged. Tack on the stigma that suggests that mental health disorders aren’t “real” illnesses…and we’re looking at some serious problems, in the middle of which I am currently sitting.